Bank Business Loan Application , CGC , SME / SMI Loan , Islamic Banking . Skim Pinjaman Mikro Kredit , Microfinancing , When Bank say "NO" we say "YES", When Bank say "YES" we say "YES, YES" We provide one stop business Financial solution for SME & SMI

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LOANS for Working Capital

If you’re looking to raise capital to aid in the running of your business, you'll find the right financing package here.

 

Overdraft
In your day-to-day business transactions there is nothing more reassuring than having standby cashflow to cover your daily working capital requirements. Bank Overdraft facility is just right to cater for your business requirements.

  • Allows to create a debit balance under your Current Account within the approved limit.

  • Competitive pricing. Interest chargeable and computed on a daily basis.

 

Revolving Credit
You can constantly renew this short-term loan by servicing just the interest at the end of each loan tenure.

Flexibility of drawing funds as and when required. Repayable over 1 to 6 months term. Choice of repaying in full upon maturity or to pay only the interest

  • Interest period of 1, 3 and 6 months.

  • Interest computed based on Bank's lending margin + cost of fund.

  • Rollover of matured revolving line at your convenience.

Acquisition of Assets

As your business grows, you may start eyeing a new office lot in a prime location, or more advanced machinery to increase production to meet new demand. Whatever assets your business needs, these financing packages are designed to help you acquire them.

Term Financing
A loan based on Shariah principles that gives you extra funds for buying property and making capital investments to help grow your wealth.

Hire Purchase
Provides financing to help you own the perfect vehicle for your business.

Project Financing

For viable projects, Public Bank can either undertake to provide all the necessary funding, or arrange to provide it jointly with other financial institutions. Learn more about our Project Financing Products.