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Some of CGC scheme
Direct Access Guarantee Scheme (DAGS)
All Malaysian owned,controlled and registered businesses (with the exception of co-operatives), with annual sales turnover not exceeding RM 25 million or full time workers of 150 or less.
The company should be Malaysian owned and controlled private limited companies registered under the Companies Act 1965.
No adverse record with CGC or other Financial Institutions or listed under Biro Maklumat Cek.
All legal business activities under "Sdn Bhd", partnership or sole proprietorship.
A start-up company may apply provided a satisfactory and reasonable cash flow indicating repayment capacity of about 1.5 times.
Franchise businesses can apply under this scheme.
New Principal Guarantee Scheme (NPGS)
Malaysian-controlled or Malaysian-owned businesses
A company with annual sales turnover not exceeding RM25.0 million OR full time workers not exceeding 150
Borrower must have a good credit record and is not listed under Biro Maklumat Cek Central Bank (BNM)
Franchise businesses can apply under this scheme
Loan of up to RM10.0 million
Loan amount ranging between RM50,000 to RM 2.0 Million
