NPGS Schemes

Bank Business Loan Application , CGC , SME / SMI Loan , Islamic Banking . Skim Pinjaman Mikro Kredit , Microfinancing , When Bank say "NO" we say "YES", When Bank say "YES" we say "YES, YES" We provide one stop business Financial solution for SME & SMI

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NPGS - Financial assistance for your business growth.

NPGS is to assist small and medium sized enterprises (SMEs) which have viable businesses, but inadequate collateral in obtaining credit facilities guaranteed by the Credit Guarantee Corporation Malaysia Bhd (CGC).

Features

Guaranteed by CGC.
Amount of Financing: Minimum RM55,000 - Maximum RM10 million.
Lending rate: 2.0% above our Base Lending Rate (BLR).
Types of facility: Term Loan, Overdraft, Letters of Credit, Trust Receipts, Bankers Acceptance, Bank Guarantees, Bills Purchased, Export Credit Financing and other credit facilities determined from time to time by CGC.

Eligibility

Malaysian-owned & controlled business (at least 51% ownership) registered with Companies Commission of Malaysia (CCM).
Annual turnover not exceeding RM25.0 million OR total permanent staff not exceeding 150.
No adverse record with other financial institutions or CGC.
Not listed under Bank Negara's Biro Maklumat Cek (BMC) system.
Posses viable business and proven good management capability.
Satisfactory repayment capacity.
Purpose of loan must relate to the core business/projects.