Bank Business Loan Application , CGC , SME / SMI Loan , Islamic Banking . Skim Pinjaman Mikro Kredit , Microfinancing , When Bank say "NO" we say "YES", When Bank say "YES" we say "YES, YES" We provide one stop business Financial solution for SME & SMI

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Financial assistance for projects and businesses

  • To assist Small and Medium-sized Enterprises (SMEs) which have viable business.

  • To obtain credit facilities at reasonable cost with the guarantee of the Credit Guarantee Corporation Malaysia Bhd (CGC)

Features

  • Facility Limit: Minimum Limit : RM10,000 and Maximum Limit : RM50,000.

  • Lending Rate: 1.5% above our Base Lending Rate (BLR)

  • Type of Facility:  Term Loan (up to 5 years tenor) & Overdraft only.

  • CGC Guarantee Fee: 1.25% per annum based on CGC guarantee cover.

Eligibility

  • Malaysian-owned and controlled businesses registered with ROC/ROB.
  • No adverse record with other financial institutions or CGC.
  • Not listed under Bank Negara's Biro Maklumat Cek (BMC) system.
  • Possess viable business and proven good management capability.
  • Satisfactory repayment capacity.
  • Purpose of loan must relate to the core business / projects.
  • Manufacturing: Business with net assets or shareholders' fund not exceeding RM10.0 million.
  • Priority Sector:
  1. Business with net assets or shareholders' fund not exceeding RM500,000.
  2. Business involved in activities promoted by the Government with net assets or shareholders' fund not exceeding RM5.0 million.
  • Non-Priority Sectors/others :Business with net assets or shareholders' fund not exceeding RM2.5 million.